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Household Finance Workbook

After a couple of weeks of Excel development, I finally have a usable workbook that we can use in managing our family's finances. It will co...
Estimating when your money will double

A few years back, there were certificate of deposits offered that will double your money if you keep it untouched for five years. It was a g...
Let me start again
Drawing my first Belfast budget

For the past few years, our budget strategy was simple. Every month we allocate a certain amount for savings and investment. What remained w...
Out of retirement

I know there is a global recession but I am not talking of retirees going back to work. I am talking of about reusing some of old equipment ...
Hidden cost of debt

The topic of cost of debt, especially consumer debt, is a widely discussed one. From the horror stories of people drowning in ballooning deb...
Preparing for the long deep recession

The global economy is now in recession. All of the major economic areas had either declared that they are already in, if not heading to rece...
Too much time

What does a guy do on a Monday but he does not need to go to work yet does not have anywhere to go as most shops are closed? It is ironic t...
Diversifying investments in a credit crunch

I am currently in the process of completing a Consolidated Household Finance workbook (wait for its release on Wednesday this week). I creat...
5 tips to avoid overspending on Christmas gifts

By this time, most of us may be feeling the pressure of finding the best Christmas gifts for our family and friends. And if we do find them,...
Behind close doors

Bumps and bruises are common for active children as their time is mostly spent on playing and getting dirty. Because of the rough and tumbl...

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